The Invoice Profitability Calculator (IPC) is an Excel workbook with six worksheets, i.e. Welcome, Customer Input, Multi-Customer Input, Invoice Buyer Input, Profitability Analysis, and Invoice Testing.
With this workbook the business can determine the precise amount of free Working Capital and Tax Relief the business can expect by selling Invoices to an Invoice Buyer. By selling Invoices the Equity Position (Net Worth) of the business would increase by 1% to 10% of Revenue (Face Value of all Invoices sold during the entire year).
Businesses with Accounts Receivable (outstanding 15 to 90 days) with other credit worthy businesses or governmental entities will find this product extremely beneficial by determining how much Working Capital investment can be saved and how much Taxes can be relieved by incorporating the "Sell the Invoices" financial strategy.
View the Features, Benefits, and Specifications below.
Note: After purchasing this product, please do not forget to click the Download link to download the product.
Features | Benefits |
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| Profit from your Accounts Receivable to yield 1% to 10% more Cash than the Face Value. | Use the free Cash as an investment in Working Capital to process other transactions, which would yield higher Profits and more Equity in the business. |
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| With Factoring, the Invoice Buyer will immediately purchase your invoices and advance an initial payment up to 95% of the invoice amount. When the invoices are paid, you receive the remaining Reserve less fees. | Immediate increase in cash flow and validate with the IPC. |
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| The Factoring Fees are completely mitigated by Working Capital investment savings and by Tax relief. | There is no cost to Factoring - only more Cash, more Profits, and more Equity in the business and validate with the IPC. |
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| The Financial Institution can handle collections (at your request) more professionally and more productively than you can so you can eliminate the overhead cost associated with having someone internally handle collections. | Professional collections. Measure the impact on the bottom line Profits with the IPC. |
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| The Financial Institution will handle much of the work associated with processing invoices, including mailing them to customers (addressing envelopes, stuffing them, paying for postage), posting invoices to a computer system, depositing checks, entering payments on the computer, and producing regular reports. Again, you can greatly reduce your current overhead cost associated with these tasks. | Invoice processing. Verify the impact on the bottom line Profits with the IPC. |
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| With Invoice Factoring, you can offer credit terms (or extended credit terms) to your customers without negatively impacting your cash flow. You can grow your business by making it easier for your customers to buy from you. | Offer credit terms to customers. Verify the impact on the bottom line Profits with the IPC. |
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| Factoring is the only source of financing that grows with your sales. As sales increase, more money becomes immediately available to you. This allows you to constantly be able to meet increasing the increasing demands within your industry. | Unlimited capital. Measure the impact on the bottom line Profits with the IPC. |
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| Invoice Factoring will allow you to take advantage of early payment terms offered by your suppliers. If you can save two percent of your raw materials cost because you have the cash to pay the bills within ten days, then you can use those extra savings towards other areas of your business. | Take advantage of early payment discounts. Verify the impact on the bottom line Profits with the IPC. |
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| Many people don't realize that some debtors pay Factored Invoices faster than non-factored invoices. The reason is that factors may report payment experiences to Dun & Bradstreet or other credit agencies, and most clients do not. A debtor who is aware of this knows he may impair his credit rating by paying a factor slowly, whereas paying the client slowly may not affect his credit rating at all. | Invoices are paid faster. Verify the impact on the bottom line Profits with the IPC. |
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| The Factoring Funding company will provide you with credit information on new customers, which enables you to make better credit decisions. Many Funding Companies will also provide ongoing credit monitoring of existing customers to make sure there is no significant diminution in their credit status. | Credit screening. Measure the impact on the bottom line Profits with the IPC. |
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| Once you begin Factoring and you have adequate cash flow, you can begin to pay your bills in a timelier manner and start establishing, or improving, your credit. This improves your chances of getting credit terms from suppliers and improves your chances of getting conventional financing in the future. We can even work with you if you have tax problems or are in bankruptcy. | Factoring helps build credit. Measure the impact on the bottom line Profits with the IPC. |
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| A company does not need to be credit worthy to factor. You don't need to be profitable or in business for at least three years or meet any of the other assorted credit criteria required by banks and other commercial lenders. If you have credit-worthy customers, you can get financing through a Factoring Funding Company. | Leverage off your customer's credit. Measure the impact on the bottom line Profits with the IPC. |
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| Most Financial Institutions provides you with detailed management reports enabling you to better run your business and manage your cash flow. You no longer have to pay someone internally to produce such reports. | Detailed management reports are validated by the IPC. |
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| Invoice Buyers can work in conjunction with your other lenders if they are not providing you all the money your business needs. | Financial Flexibility. Measure the impact on the bottom line Profits with the IPC. |
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| Use the IPC to ascertain, if selling Invoices will benefit the business. | Determine if Factoring will provide more Cash, more Profits, and more Equity in the business before the company applies for financing. |
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!["The IPC told me which invoices to sell to get the cash I needed."](/account/images/quote.img?version=1"e.text=_225468652049504320746f6c64206d6520776869636820696e766f6963657320746f2073656c6c20746f206765742074686520636173682049206e65656465642e22_&author.text=Cathy+C.+-+Printer&title.text=Nevada&begin.fill.color=99C7E4"e.fill.color=333333&begin.font.size=150"e.font.size=18"e.text.wrappingwidth=102&stage.width.max=102&pid=1218322935703)
!["The IPC proved to me that all of my personal investment in Working Capital could be eliminated in my practice. It took only 4 months."](/account/images/quote.img?version=1"e.text=_22546865204950432070726f76656420746f206d65207468617420616c6c206f66206d7920706572736f6e616c20696e766573746d656e7420696e20576f726b696e67204361706974616c20636f756c6420626520656c696d696e6174656420696e206d792070726163746963652e20497420746f6f6b206f6e6c792034206d6f6e7468732e22_&author.text=Dr.+Roger+M.+-+Physician&title.text=New+Jersey&begin.fill.color=99C7E4"e.fill.color=333333&begin.font.size=150"e.font.size=18"e.text.wrappingwidth=102&stage.width.max=102&pid=1218322935703)
