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"The IPC told me which invoices to sell to get the cash I needed."
"The IPC proved to me that all of my personal investment in Working Capital could be eliminated in my practice. It took only 4 months."

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Invoice Profitability Calculator
Cash Flow Analysis Product Description
The perfect tool to reveal the hidden Profits in any business that has Accounts Receivable.

The Invoice Profitability Calculator (IPC) Cash Flow Analysis product is a Microsoft® Word document and an Excel workbook. The Word document includes a Cover Letter, Executive Summary, Company Financial Profile, Accounts Receivable Financing Profile, Business Perspective, and Conclusions on what the business should next. The Excel workbook includes seven worksheets, i.e. Welcome, Customer Input, Multi-Customer Input, Invoice Buyer Input, Holidays, Cash Flow, and Annotated Cash Flow Example worksheets. All of the data entry is entered into the Excel input worksheets. All of the Cash Flow Analysis calculations are computed in the Excel workbook; however, even though all of the answers are contained in the Excel workbook, it is the Word document where the Cash Flow Analysis parameters are formulated into a report that represents the results of the analysis.

The Word document is a Cash Flow Analysis Report and is automatically created with links to the Excel workbook. The Cash Flow Analysis Report summarizes the precise impact on the bottom line profitability and the amount of Working Capital Investment Relief and Tax Relief that can be expected by selling Invoices to an Invoice Buyer. Selling Accounts Receivable can make a positive change in the Bottom Line Profits and the Equity Position (Net Worth) by at least a Dime per Sales Dollar in bottom line Earnings during the next twelve months of operation.

To examine the technical details on how please read the attached Technical Brochure which normalizes the Sales Revenue income stream to $1 a month, so that, any monthly income stream of revenue can be envisioned. The Technical Brochure elaborates on how the Bottom Line Profits are extracted from the current investment in Working Capital by the business. The technical Brochure also explains how this form of Accounts Receivable Financing works in a typical business.

An example of the complete IPC Cash Flow Analysis Report, as described in the Technical Brochure, displays value of the IPC Cash Flow Analysis product using the following Data Entry Parameters:

  • Accounts Receivable Income Statement Parameters:  Sales = $100,000 per month, Variable Cost = 60%, Fixed Cost = 30%.

  • Income Tax Parameters: Federal Income Tax Bracket = 15% (this is the minimum Corporate or Personal Income Tax Bracket - most businesses are in a higher Tax Bracket), State Income Tax Bracket = 0% (most States have Corporate or Personal Income Taxes that are different than the 0% Income Tax Bracket).

  • Accounts Receivable Parameter: 45 Days.

  • Accounts Receivable Financing Parameters: Advance = 70%, Advance Delay = 2 Days (Recurring fees include $15 overnight Shipping Fees to send invoices to the financial institution and $15 Wire Transfer Fees to Advance payments to the business), Reserve Rebate Delay = 7 Days (sent via mail without any $15 Wire Transfer fees), Discount Schedule = 5.5% for a 45 days Accounts Receivable (a higher Discount Fee than typical Discounts offered by financial institutions).

  • Miscellaneous Parameters: 240 Business Days per year (Invoices are assumed not to be generated on Weekends or the 11 Holidays), One Time Setup fees include the cost of the Software License and Financing Due Diligence Fees.

The IPC Cash Flow Analysis Report is a Word document that summarizes the linked data contained in the Excel IPC Cash Flow Analysis workbook into a presentation package that makes clear the impact on the Bottom Line Earnings and the Equity Position for two different Working Capital financing strategies. Strategy 1 represents the current self-financing strategy to fund the Working Capital investment and Strategy 2 represents the strategy that uses Factoring Financial Services to fund the Working Capital investment of the business.

It is interesting to note, that after about 6 weeks of selling Invoices and receiving Advanced Payments from the financial institution for those Invoices, positive Cash Flow begins, and the business will never again have to invest any of its own money in Working Capital to process additional transactions for that customer. That means the monies associated with the company's prior investment in Working Capital has been totally relieved and can be invested elsewhere and generating even greater bottom line Earnings.

Now is the time to consider licensing the IPC Cash Flow Analysis product for your business without any risk whatsoever. Any purchase of the IPC Cash Flow Analysis license comes with a no risk Money Back Guarantee (see the Product Description for details).



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